XRP

A high-throughput settlement asset whose valuation depends on institutional payment adoption and regulatory clarity.

Reference price$1.08+2.7% over 24 hoursJul 29, 2026, 6:07 AM UTC

Market capitalization$67.8B

24-hour volume$1.28B

24-hour range$1.05–$1.09

All-time high$3.65-70.3% · Jul 18, 2025

The 360 Vantage

Thesis and failure mode

Qualitative MRTNZ judgment, explicitly separate from observed market data.

MRTNZ stanceTacticalVery high risk

Constructive path

Regulated payment and tokenization use cases translate network partnerships into durable demand for XRP liquidity.

Failure mode

Institutional adoption uses adjacent infrastructure without creating proportional token demand.

Observed performance

What the market has done

Returns are historical provider snapshots, not forecasts.

24 hours+2.7%

7 days-4.4%

30 days+3.7%

1 year-65.3%Trailing return

Token structure

Supply and dilution

Supply figures reflect provider-reported circulating, total and maximum units.

Circulating62.53B XRP

Total supply99.99B XRP

Maximum supply100B XRP

Max supply issued62.5%

Forward monitor

What matters next

These are the operating and market signals most likely to strengthen or invalidate the thesis.

01Regulatory and ETF developments
02XRPL payment and tokenization activity
03Escrow releases and circulating supply

Evidence

Sources and method

Price, market capitalization, volume, performance, supply and all-time-high data come from CoinGecko’s July 29, 2026 UTC market snapshot. Project websites and explorers provide protocol context. MRTNZ stance, constructive path, failure mode and watch items are house judgment.

CoinGecko market page →Official project site →Network or token explorer →